# JB Property For U (新山置业指南)

> Bilingual (English + Simplified Chinese) guidance on buying property in Johor Bahru, Malaysia, for non-Bumiputera Malaysians (including Malaysian Chinese), Singaporeans and other foreigners, by a registered negotiator (REN 69531). Topics: Johor's RM1 million foreign-buyer floor, state consent and levy, the 8% foreigner stamp duty, RPGT, MM2H, loans for Singaporeans, RTS Link and the Johor-Singapore SEZ, first-home stamp duty, Bumi lots, freehold vs leasehold, strata title, rental tax, wills, schools and area guides.

Contact: WhatsApp 017-618 7932 (https://wa.me/60176187932). Updated 2026-11-04. Policy figures are dated and sourced on each page; please cite the page URL.

## Main (English)
- [JB Property For U](https://johorbahrupropertyforu.com/): Johor Bahru buyer's library: RM1m foreigner floor, state consent, 8% stamp duty, Singaporeans buying in JB, loans, first-home relief, RPGT, area comparisons and Q&A. Registered negotiator REN 69531.
- [About](https://johorbahrupropertyforu.com/about/): JB Property For U is run by a registered negotiator in JB (REN 69531), helping Malaysians, Singaporeans and foreign buyers.
- [Contact](https://johorbahrupropertyforu.com/contact/): WhatsApp 017-618 7932 about JB property: foreign and Singaporean purchases, local loans and listings, viewings. REN 69531.
- [For foreigners & Singaporeans](https://johorbahrupropertyforu.com/foreigners/): One-stop hub for foreigners and Singaporeans buying in Johor Bahru: RM1m floor, state consent and 3% levy, 8% stamp duty, loans, MM2H, RTS, RPGT, rental tax and the right areas.
- [For Malaysian buyers](https://johorbahrupropertyforu.com/malaysians/): One-stop hub for non-Bumiputera Malaysian (including Malaysian Chinese) buyers in JB: first-home stamp duty relief, EPF, loan approval, Bumi unit restrictions, titles, process, schools and areas.

## Buyer Guide (English)
- [Johor Bahru buyer guides](https://johorbahrupropertyforu.com/guide/): 26 buyer guides for Johor Bahru: foreigner floor and consent, 8% stamp duty, Singaporeans, loans, first-home relief, Bumi units, RPGT, rental tax, titles, process, scams, schools and investing.
- [Foreigners buying property in Johor Bahru: the complete 2026 guide](https://johorbahrupropertyforu.com/guide/foreigner-buy-property-johor/): Complete 2026 guide for foreigners (including Singaporeans) buying property in Johor Bahru: RM1 million floor, what you can't buy, state consent, 8% stamp duty, 3% Johor levy, loan margins, RPGT and rental tax, with a worked cost example.
- [Singaporeans buying property in JB: 12 things to know before you sign](https://johorbahrupropertyforu.com/guide/singaporean-buy-property-jb/): Must-read for Singaporeans buying in Johor Bahru: RM1m floor, 8% stamp duty, CPF can't be used, HDB rules on overseas property, SGD loans, RTS Link, currency, rental tax and Singapore tax, commuting and areas.
- [The minimum price for foreigners in Johor: RM1 million and the exceptions](https://johorbahrupropertyforu.com/guide/foreigner-minimum-price-johor/): How Johor's RM1 million minimum price for foreigners works, what foreigners can never buy, the reported Medini and Forest City exceptions, which price counts, and subsale vs new launch.
- [Johor state consent and the 3% foreign-buyer levy](https://johorbahrupropertyforu.com/guide/johor-state-consent-foreigner/): Every foreign purchase in Johor needs state consent: who applies, documents, how long it takes, how the 3% levy (min RM30,000) is calculated, what happens if it's refused, and the SPA clauses that protect you.
- [Malaysian home loans for foreigners and Singaporeans](https://johorbahrupropertyforu.com/guide/foreigner-home-loan-malaysia/): How foreigners and Singaporeans get a Malaysian home loan: usually 60%–70%, tenure, documents, SGD repayment options, currency risk, how DSR works, and common reasons for rejection.
- [MM2H in 2026 and Johor's SEZ MM2H](https://johorbahrupropertyforu.com/guide/mm2h-sez-johor/): MM2H (Malaysia My Second Home) in 2026: fixed deposit, property and visa length for Silver, Gold and Platinum; the SEZ MM2H for Forest City; how MM2H interacts with Johor's RM1m foreigner floor.
- [RTS Link and JS-SEZ: the real impact on JB property](https://johorbahrupropertyforu.com/guide/rts-js-sez-property-impact/): RTS Link is now expected in February 2027, and JS-SEZ offers 15% personal tax to knowledge workers. What it really means for JB prices and rents, the Bukit Chagar premium, who benefits and the risks.
- [Malaysian non-Bumiputera buyers in JB: the complete guide](https://johorbahrupropertyforu.com/guide/malaysian-chinese-buy-property-jb/): Complete guide for non-Bumiputera Malaysians (including Malaysian Chinese) buying in Johor Bahru: what you can and can't buy (Bumi units, Malay Reserve Land), first-home stamp duty relief, EPF, 90% loans, the 70% third-loan cap, areas and process.
- [Bumi units, Malay Reserve Land and release: a must-read for non-Bumi buyers](https://johorbahrupropertyforu.com/guide/bumi-lot-non-bumi-explained/): What non-Bumiputera buyers must know: Johor's Bumi quota and 15% discount, whether Bumi units can be released, Malay Reserve Land, reading restrictions on the title, and resale effects.
- [First-home stamp duty exemption: RM500k free, RM750k partial](https://johorbahrupropertyforu.com/guide/first-home-stamp-duty-exemption/): Malaysia's first-home stamp duty exemption: fully exempt up to RM500k (SPAs to end-2027), the Budget 2027 proposal for partial relief up to RM750k, conditions, worked examples, foreigners excluded, and normal rates.
- [Using EPF to buy a home: how Akaun Sejahtera works](https://johorbahrupropertyforu.com/guide/epf-withdrawal-buy-house/): How Malaysians use EPF Akaun Sejahtera for a home: deposit, reducing or settling the loan, monthly instalments, the three-account structure, joint purchases, and Malaysians earning in Singapore.
- [Will your home loan be approved? DSR, CCRIS and CTOS explained](https://johorbahrupropertyforu.com/guide/home-loan-approval-dsr-ccris/): What Malaysian banks look at: how DSR is calculated, CCRIS vs CTOS, credit cards and PTPTN, self-employed and commission income, Singapore income, and practical ways to raise approval odds.
- [How much cash do you need to buy in JB? Deposit and fees in full](https://johorbahrupropertyforu.com/guide/property-buying-costs-johor/): Total cost of buying in Johor Bahru: down payment, transfer and loan stamp duty, legal fees (statutory scale), SST, the 8% foreigner duty and 3% Johor levy, valuation, renovation and furniture — with RM500k, RM800k and RM1.2m examples.
- [Home loan rates, lock-in and refinancing explained](https://johorbahrupropertyforu.com/guide/home-loan-rates-lock-in-refinance/): Choosing a Malaysian home loan: SBR and OPR, effective rate, term vs semi-flexi vs full-flexi, lock-in penalties, Islamic financing (open to non-Muslims), MRTA vs MLTA, and when refinancing pays.
- [RPGT: rates, retention and how it's calculated](https://johorbahrupropertyforu.com/guide/rpgt-guide/): Malaysia's Real Property Gains Tax in 2026: rate tables for citizens/PRs and foreigners, the 3% / 7% retention by the buyer's lawyer, how the gain is calculated, allowable costs, filing deadlines and exemptions.
- [Rental income tax: residents vs non-residents](https://johorbahrupropertyforu.com/guide/rental-income-tax-malaysia/): Malaysian rental income tax: residents pay progressive rates, non-residents (including most Singaporeans) generally 30% of net rent, allowable expenses, filing, short-term rentals, and the Singapore side.
- [Freehold, leasehold, strata and commercial titles](https://johorbahrupropertyforu.com/guide/freehold-leasehold-strata/): Property title guide for JB: freehold vs leasehold and renewal, strata titles, master titles, serviced apartments on commercial land, and which titles foreigners usually buy.
- [Yearly holding costs: quit rent, assessment, maintenance](https://johorbahrupropertyforu.com/guide/holding-costs-quit-rent-assessment/): Annual holding costs in Johor: quit rent (by 31 May), assessment tax (end-February and end-August), condo maintenance and sinking fund, Indah Water and insurance, plus the JB councils (MBJB, MBIP, MBPG, MPKu).
- [Wills and inheritance for Malaysian property](https://johorbahrupropertyforu.com/guide/property-will-inheritance/): Wills and inheritance for Malaysian property: non-Muslim wills (Wills Act 1959), intestacy under the Distribution Act 1958, no automatic survivorship for joint owners, Malaysian wills for foreigners, small estates and probate.
- [New launch vs subsale: full process and timeline](https://johorbahrupropertyforu.com/guide/new-launch-vs-subsale-process/): The full process and timeline for buying a new launch or subsale home in Johor Bahru: progressive payments, 24/36-month delivery, late-delivery damages (LAD), defect liability, risks and pros and cons.
- [Avoiding property scams in JB: 7 rules](https://johorbahrupropertyforu.com/guide/avoid-property-scams-check-developer/): How to avoid property scams in Johor Bahru: check the developer licence and advertising permit, TEDUH project status, whether the agent is registered (REN/REA), booking and payment rules, verifying subsale owners, guaranteed-return and nominee risks.
- [Handover inspection checklist and the 24-month DLP](https://johorbahrupropertyforu.com/guide/vacant-possession-defect-checklist/): New-home handover checklist for JB: hollow tiles, cracks, leaks, doors and windows, electrics, drainage and common facilities; the 24-month DLP, 30-day repair rule and the Tribunal for Homebuyer Claims (RM50,000).
- [Investing in JB: yield, supply risk and exit](https://johorbahrupropertyforu.com/guide/rental-yield-oversupply-jb/): Practical JB property investing: gross vs net yield, the costs that eat returns, serviced apartment oversupply, rental competition around RTS, who the tenants are, and foreigners' taxes and exit options.
- [JB schools guide: Chinese primary, Foon Yew and international schools](https://johorbahrupropertyforu.com/guide/schools-guide-jb/): Choosing a JB home for your children: Chinese primary schools (SJKC), Foon Yew High School (JB, Kulai, Seri Alam), international schools (Iskandar Puteri, Mount Austin, Forest City), universities (Southern UC, UTM, EduCity) and where to live.
- [Feng shui and Chinese customs: a practical guide](https://johorbahrupropertyforu.com/guide/feng-shui-buying-tips/): Common feng shui considerations for Chinese buyers and what they mean in practice: orientation and afternoon sun, T-junctions, facing doors and lifts, cemeteries, hospitals and pylons, numbers 4 and 8, move-in customs, and resale effects.
- [Moving to JB: visas, commuting, healthcare and banking](https://johorbahrupropertyforu.com/guide/moving-to-jb-living-cost/): Before moving to Johor Bahru: Singaporeans' visa-free stay, long-stay options (MM2H, DE Rantau, work passes), commuting to Singapore, opening a bank account, private hospitals, transport and living costs.

## Areas (English)
- [JB area guide: where should you live?](https://johorbahrupropertyforu.com/areas/): Compare 10 popular JB areas: city centre / RTS, Iskandar Puteri / Medini, Mount Austin, Taman Molek, Bukit Indah, Skudai, Danga Bay, Horizon Hills, Kulai and Forest City — distance to checkpoints, price level and options for foreigners.
- [JB City Centre · Bukit Chagar (RTS)](https://johorbahrupropertyforu.com/areas/jb-city-bukit-chagar/): Walk to the checkpoint and RTS station — the easiest commute to Singapore; mostly high-rise, many options for foreigners. Distance to CIQ, RTS and the Second Link, who it suits, pros and cons, and options for foreigners.
- [Iskandar Puteri · Medini · Puteri Harbour](https://johorbahrupropertyforu.com/areas/iskandar-puteri-medini/): State admin centre, EduCity, Legoland and Puteri Harbour; near the Second Link, with a reported foreigner-floor exception in Medini. Distance to CIQ, RTS and the Second Link, who it suits, pros and cons, and options for foreigners.
- [Mount Austin · Tebrau](https://johorbahrupropertyforu.com/areas/mount-austin-tebrau/): Food streets and the AEON / IKEA / Toppen cluster — a mature, mostly Chinese neighbourhood with landed homes and condos. Distance to CIQ, RTS and the Second Link, who it suits, pros and cons, and options for foreigners.
- [Taman Molek · Johor Jaya · Permas Jaya](https://johorbahrupropertyforu.com/areas/taman-molek-permas/): Mature estates with great food and friendlier prices than Mount Austin; Permas has riverside condos and the EDL to the checkpoint. Distance to CIQ, RTS and the Second Link, who it suits, pros and cons, and options for foreigners.
- [Bukit Indah · Nusa Bestari](https://johorbahrupropertyforu.com/areas/bukit-indah-nusa-bestari/): A mature west-side hub around AEON Bukit Indah, close to Iskandar Puteri and the Second Link. Distance to CIQ, RTS and the Second Link, who it suits, pros and cons, and options for foreigners.
- [Skudai · Taman Sutera · Perling](https://johorbahrupropertyforu.com/areas/skudai-sutera/): Home to UTM and Southern University College; Sutera, Mutiara Rini and Perling are mature, more affordable Chinese neighbourhoods. Distance to CIQ, RTS and the Second Link, who it suits, pros and cons, and options for foreigners.
- [Danga Bay](https://johorbahrupropertyforu.com/areas/danga-bay/): Waterfront high-rises with quick Coastal Highway access to the checkpoint; great views but heavy supply and rental competition. Distance to CIQ, RTS and the Second Link, who it suits, pros and cons, and options for foreigners.
- [Horizon Hills · Eco Botanic · Gelang Patah](https://johorbahrupropertyforu.com/areas/horizon-hills-eco-botanic/): Gated landed communities (golf, parks) near the Second Link and international schools — for families wanting space. Distance to CIQ, RTS and the Second Link, who it suits, pros and cons, and options for foreigners.
- [Kulai · Indahpura · Senai](https://johorbahrupropertyforu.com/areas/kulai-indahpura-senai/): A Chinese small-town feel at friendlier prices, near Senai Airport and Foon Yew's Kulai branch; far from Singapore. Distance to CIQ, RTS and the Second Link, who it suits, pros and cons, and options for foreigners.
- [Forest City](https://johorbahrupropertyforu.com/areas/forest-city/): A large reclaimed-island project with Special Financial Zone status and SEZ MM2H; prices have fallen sharply, but occupancy and amenities remain the key risks. Distance to CIQ, RTS and the Second Link, who it suits, pros and cons, and options for foreigners.

## Q&A (English)
- [Johor Bahru property Q&A](https://johorbahrupropertyforu.com/qa/): The most-asked questions about buying in JB: foreigner floor, stamp duty, state consent, CPF, HDB, loans, first-home relief, Bumi units, RPGT, rental tax, titles, process, schools and areas.
- [Property glossary](https://johorbahrupropertyforu.com/glossary/): 34 Malaysian property terms explained: SPA, MOT, VP, CCC, DLP, LAD, state consent, Bumi lots, titles, RPGT, DSR, CCRIS and more.

## Tools (English)
- [Buying cost & instalment calculator](https://johorbahrupropertyforu.com/tools/calculator/): Free calculator for buying in Johor Bahru: stamp duty for Malaysians or foreigners (Singaporeans), first-home relief, legal fees, 8% SST, Johor's foreigner levy, deposit and monthly instalment in RM and SGD.
- [RPGT calculator](https://johorbahrupropertyforu.com/tools/rpgt-calculator/): Free calculator for Malaysian RPGT: citizen / PR and foreigner rates by holding period, allowable costs, and the 3% / 7% retention with estimated refund.

## News (English)
- [Market & policy news](https://johorbahrupropertyforu.com/news/): Policy, tax and transport updates affecting Singaporean, foreign and Malaysian buyers of JB property, with sources.
- [Budget 2027: first-home stamp duty relief widened to RM750,000](https://johorbahrupropertyforu.com/news/budget-2027-first-home-stamp-duty-rm750k/): Budget 2027 keeps full stamp duty exemption for first-time buyers of homes up to RM500,000. For homes up to RM750,000, the first RM500,000 is fully exempt and the balance gets 50% relief, for SPAs signed from 1 January 2027 to 31 December 2030.
- [RTS Link now expected to open in February 2027](https://johorbahrupropertyforu.com/news/rts-link-expected-february-2027/): Passenger service on RTS Link between Bukit Chagar in JB and Woodlands North in Singapore is now expected to start in February 2027, about two months after the original end-2026 target; system tests and trial runs are targeted for completion by 31 December 2026.
- [Bank Negara holds OPR at 2.75%; next meeting 5 November](https://johorbahrupropertyforu.com/news/opr-held-2-75-september-2026/): Bank Negara Malaysia kept the Overnight Policy Rate at 2.75% at its September meeting. The next Monetary Policy Committee meeting is scheduled for 5 November 2026.
- [Foreign buyers' stamp duty on homes rises to a flat 8% from 2026](https://johorbahrupropertyforu.com/news/foreigner-stamp-duty-8-percent-2026/): Under amendments in the Finance Act 2025, from 1 January 2026 foreigners (excluding Malaysian permanent residents) buying residential property pay a flat 8% transfer stamp duty, up from 4%. Commercial property stays at 4%.
- [Johor raises foreign-buyer levy to 3% (minimum RM30,000)](https://johorbahrupropertyforu.com/news/johor-foreign-levy-3-percent/): Johor reportedly raised its levy on foreign property purchases from 2% (minimum RM20,000) to 3% (minimum RM30,000) from 1 July 2025, with deals signed before the deadline and filed on time keeping the old rate.
- [Malaysia and Singapore sign the Johor–Singapore SEZ agreement](https://johorbahrupropertyforu.com/news/js-sez-agreement-signed/): The JS-SEZ agreement was exchanged at the 11th Malaysia–Singapore Leaders' Retreat, witnessed by Prime Ministers Anwar Ibrahim and Lawrence Wong. It targets 50 projects and 20,000 skilled jobs in five years; Malaysia later announced incentives including 15% personal tax for qualifying knowledge workers.

## 首页 (简体中文)
- [新山置业指南](https://johorbahrupropertyforu.com/zh/): 新山买房资料库：外国人 RM100万门槛、州政府批准、8%印花税、新加坡人买房、贷款、首购族优惠、RPGT、地区比较与常见问答。注册中介 REN 69531，中英双语。
- [关于我们](https://johorbahrupropertyforu.com/zh/about/): 新山置业指南 由新山注册房产谈判员（REN 69531）运营，协助马来西亚华人、新加坡人与外国买家在新山买房。
- [联系我们](https://johorbahrupropertyforu.com/zh/contact/): WhatsApp 017-618 7932 咨询新山房产：外国人与新加坡人买房、本地买家贷款与房源、看房安排。REN 69531。
- [外国人 · 新加坡人专区](https://johorbahrupropertyforu.com/zh/foreigners/): 外国人和新加坡人在新山买房的一站式专区：RM100万门槛、州政府批准与3%征费、8%印花税、贷款、MM2H、RTS、RPGT、出租税与适合的地区。
- [马来西亚本地买家专区](https://johorbahrupropertyforu.com/zh/malaysians/): 马来西亚非土著（华人）买家一站式专区：首购族印花税豁免、公积金、贷款审批、Bumi 单位限制、地契、流程、学校与地区。

## 指南 (简体中文)
- [新山买房指南](https://johorbahrupropertyforu.com/zh/guide/): 26 篇新山买房指南：外国人门槛与州政府批准、8%印花税、新加坡人买房、贷款、首购族优惠、Bumi 单位、RPGT、出租税、地契、流程、防骗、学校与投资。
- [外国人在柔佛新山买房完整指南（2026）](https://johorbahrupropertyforu.com/zh/guide/foreigner-buy-property-johor/): 外国人（包括新加坡人）在柔佛新山买房的完整指南：RM100万最低门槛、不能买的房产、州政府批准、8%印花税、3%州征费、贷款成数、RPGT与出租税，附费用实例与流程。
- [新加坡人在新山买房：12 件签约前必须知道的事](https://johorbahrupropertyforu.com/zh/guide/singaporean-buy-property-jb/): 新加坡人在新山（JB）买房必读：RM100万门槛、8%印花税、CPF不能用、HDB组屋与海外房产规定、新币贷款、RTS Link、汇率、出租税与新加坡税务、通勤与选区。
- [外国人最低购买门槛：RM100万怎么算、有哪些例外](https://johorbahrupropertyforu.com/zh/guide/foreigner-minimum-price-johor/): 柔佛外国人购房最低门槛 RM100万怎么算？哪些房产外国人不能买、Medini 与 Forest City 的例外报道、门槛按什么价格计算、二手房与新盘的分别。
- [州政府批准（State Consent）与 3% 外国人征费](https://johorbahrupropertyforu.com/zh/guide/johor-state-consent-foreigner/): 外国人在柔佛买房必须申请州政府批准（State Consent）：谁负责、需要什么文件、要多久、3%征费（最低RM30,000）怎么算、被拒怎么办，以及签约时要写进合约的保障条款。
- [外国人 / 新加坡人申请马来西亚房贷](https://johorbahrupropertyforu.com/zh/guide/foreigner-home-loan-malaysia/): 外国人和新加坡人在马来西亚申请房屋贷款：一般 60%–70%、贷款年限、需要的文件、新币还款选项、汇率风险、DSR 怎么算、被拒的常见原因。
- [MM2H 第二家园（2026）与柔佛 SEZ MM2H](https://johorbahrupropertyforu.com/zh/guide/mm2h-sez-johor/): MM2H 第二家园 2026 年条件：银级、金级、白金级的定期存款、房产要求与签证年限；柔佛 Forest City 的 SEZ MM2H；买房与 MM2H 的关系和柔佛 RM100万门槛。
- [RTS Link 与 JS-SEZ：对新山房产的真实影响](https://johorbahrupropertyforu.com/zh/guide/rts-js-sez-property-impact/): RTS Link 预计 2027 年 2 月通车、JS-SEZ 特别经济区 15% 个人所得税：对新山房价与租金的实际影响、武吉查卡周边溢价、哪些人受惠、买家要注意的风险。
- [马来西亚华人（非土著）在新山买房完整指南](https://johorbahrupropertyforu.com/zh/guide/malaysian-chinese-buy-property-jb/): 马来西亚非土著（华人）在新山买房完整指南：能买什么、不能买什么（Bumi 单位、马来保留地）、首购族印花税豁免、公积金、贷款 90%、第三间房 70%、选区与流程。
- [Bumi 单位、马来保留地与释放：非土著买家必看](https://johorbahrupropertyforu.com/zh/guide/bumi-lot-non-bumi-explained/): 非土著买家必读：柔佛 Bumi 配额与 15% 折扣、Bumi 单位能否释放、马来保留地、怎样从地契看出限制、买到 Bumi lot 的后果，以及转售价格影响。
- [首购族印花税豁免：RM50万全免、RM75万部分豁免](https://johorbahrupropertyforu.com/zh/guide/first-home-stamp-duty-exemption/): 马来西亚首购族印花税豁免：现行 RM50万以下全免（SPA 至 2027 年底）、财政预算案 2027 建议 RM75万以下部分豁免、条件、计算例子、外国人不适用、普通印花税率表。
- [公积金提款买房：Akaun Sejahtera 怎么用](https://johorbahrupropertyforu.com/zh/guide/epf-withdrawal-buy-house/): 马来西亚公积金 Akaun Sejahtera 提款买房、付首期、减少或还清贷款、每月供款的条件与流程，三户口制度、联名买房、外国人与新加坡收入者的情况。
- [房贷批不批？DSR、CCRIS、CTOS 一次看懂](https://johorbahrupropertyforu.com/zh/guide/home-loan-approval-dsr-ccris/): 马来西亚房贷审批看什么：DSR 怎么算、CCRIS 与 CTOS 的分别、信用卡与 PTPTN 的影响、自雇与佣金收入、在新加坡工作的收入，以及提高批准率的实用方法。
- [在新山买房要准备多少钱？首期与税费全表](https://johorbahrupropertyforu.com/zh/guide/property-buying-costs-johor/): 新山买房总成本：首期、产权转让印花税、贷款印花税、律师费（法定收费表）、SST、外国人8%印花税与3%州征费、估价费、装修与家具，附 RM50万、RM80万、RM120万实例。
- [房贷利率、锁定期与转贷：一次看懂](https://johorbahrupropertyforu.com/zh/guide/home-loan-rates-lock-in-refinance/): 马来西亚房贷怎么选：SBR 与 OPR、实际利率、Term / Semi-flexi / Full-flexi、锁定期罚款、伊斯兰贷款（非穆斯林也可用）、MRTA vs MLTA、什么时候值得转贷。
- [RPGT 产业盈利税：税率、扣留款与计算](https://johorbahrupropertyforu.com/zh/guide/rpgt-guide/): 马来西亚 RPGT 产业盈利税 2026：公民/PR 与外国人税率表、买家律师扣留 3% / 7%、怎么计算盈利、可扣除的费用、申报期限与豁免。
- [出租收入税：本地人 vs 非居民](https://johorbahrupropertyforu.com/zh/guide/rental-income-tax-malaysia/): 马来西亚出租收入税：居民按累进税率、非居民（包括新加坡人）一般按净租金 30%、可扣除的开支、报税表格与期限、短租（Airbnb）注意事项，以及新加坡那边的税务。
- [永久地契、99 年地契、分层与商业地契](https://johorbahrupropertyforu.com/zh/guide/freehold-leasehold-strata/): 新山买房产权指南：永久地契（freehold）与 99 年地契（leasehold）的分别与续约、分层地契（strata title）、主地契、商业地契服务式公寓的影响、外国人能买的类型。
- [每年持有成本：地税、门牌税、管理费](https://johorbahrupropertyforu.com/zh/guide/holding-costs-quit-rent-assessment/): 新山持有房产的每年开销：地税（5月31日前）、门牌税（2月与8月两期）、公寓管理费与 sinking fund、Indah Water、保险，以及各市议会（MBJB、MBIP、MBPG、MPKu）网上缴费。
- [马来西亚房产的遗嘱与继承](https://johorbahrupropertyforu.com/zh/guide/property-will-inheritance/): 马来西亚房产的遗嘱与继承：非穆斯林遗嘱（1959年遗嘱法令）、没有遗嘱怎么分（1958年分配法令）、联名业主没有自动继承、外国人为马来西亚资产立遗嘱、小额遗产与认证程序。
- [新盘 vs 二手房：完整流程与时间表](https://johorbahrupropertyforu.com/zh/guide/new-launch-vs-subsale-process/): 新山买新盘（新房）和二手房（subsale）的完整流程、时间表、付款方式（进度付款）、交屋期限 24/36 个月、迟交赔偿（LAD）、风险与优缺点比较。
- [新山买房防骗：7 条铁律](https://johorbahrupropertyforu.com/zh/guide/avoid-property-scams-check-developer/): 新山买房防骗指南：怎样查发展商执照与广告准证、TEDUH 项目进度、中介是否注册（REN/REA）、订金与付款规则、二手房身份核实、包租回报与名义持有的风险。
- [收楼验屋清单与 24 个月保修（DLP）](https://johorbahrupropertyforu.com/zh/guide/vacant-possession-defect-checklist/): 新山新房收楼验屋清单：墙面、地砖空鼓、门窗、水电、漏水、排水与公共设施；24 个月保修（DLP）、发展商 30 天内维修、购屋者索偿审裁庭（RM50,000）。
- [新山房产投资：回报率、供应风险与退出](https://johorbahrupropertyforu.com/zh/guide/rental-yield-oversupply-jb/): 新山房产投资实战：毛回报与净回报怎么算、哪些成本会吃掉回报、服务式公寓供应过多的风险、RTS 周边出租竞争、谁是租客、外国人的税务与退出策略。
- [新山学校指南：华小、独中、国际学校](https://johorbahrupropertyforu.com/zh/guide/schools-guide-jb/): 为孩子在新山选房：华文小学（华小）、宽柔中学（新山、古来、士年纳）、国际学校（依斯干达公主城、Mount Austin、Forest City）、大学（南方大学学院、UTM、EduCity），按学校选区的建议。
- [买房风水与华人习俗：实用版](https://johorbahrupropertyforu.com/zh/guide/feng-shui-buying-tips/): 华人买房常见的风水讲究与实用解读：朝向与西晒、路冲（T字路口）、门对门、门对电梯、靠近庙宇坟场医院、数字 4 与 8、入伙习俗，以及这些因素对转售的影响。
- [搬到新山生活：签证、通关、医疗与开户](https://johorbahrupropertyforu.com/zh/guide/moving-to-jb-living-cost/): 搬到新山住之前要知道：新加坡人免签停留期、长期居留选项（MM2H、DE Rantau、工作准证）、通关上班、开银行户口、医疗与私人医院、交通与生活成本。

## 地区 (简体中文)
- [新山地区指南：住哪里最适合你？](https://johorbahrupropertyforu.com/zh/areas/): 新山 10 个热门买房地区比较：市中心 / RTS、依斯干达公主城 / Medini、Mount Austin、Taman Molek、Bukit Indah、士姑来、Danga Bay、Horizon Hills、古来、Forest City —— 到关卡距离、价位与外国人选择。
- [新山市中心 · 武吉查卡（RTS）：买房地区指南](https://johorbahrupropertyforu.com/zh/areas/jb-city-bukit-chagar/): 步行可到关卡与 RTS 站，过关上班最方便；高楼公寓为主，外国人选择多。 到 CIQ、RTS 与第二通道的距离，适合谁、优缺点与外国人选择。
- [依斯干达公主城 · Medini · Puteri Harbour：买房地区指南](https://johorbahrupropertyforu.com/zh/areas/iskandar-puteri-medini/): 州行政中心、EduCity、Legoland、Puteri Harbour；近第二通道，Medini 有外国人门槛例外报道。 到 CIQ、RTS 与第二通道的距离，适合谁、优缺点与外国人选择。
- [奥斯汀 Mount Austin · 地不佬 Tebrau：买房地区指南](https://johorbahrupropertyforu.com/zh/areas/mount-austin-tebrau/): 美食街、AEON / IKEA / Toppen 商圈，成熟的华人生活圈，有地与公寓都有。 到 CIQ、RTS 与第二通道的距离，适合谁、优缺点与外国人选择。
- [Taman Molek · Johor Jaya · Permas Jaya：买房地区指南](https://johorbahrupropertyforu.com/zh/areas/taman-molek-permas/): 成熟老牌住宅区，美食多、价格比 Mount Austin 友善；Permas 有河景公寓，经东部疏散道去关卡。 到 CIQ、RTS 与第二通道的距离，适合谁、优缺点与外国人选择。
- [武吉英达 Bukit Indah · Nusa Bestari：买房地区指南](https://johorbahrupropertyforu.com/zh/areas/bukit-indah-nusa-bestari/): 西部成熟生活圈，AEON Bukit Indah 一带吃喝方便，去第二通道与依斯干达公主城都近。 到 CIQ、RTS 与第二通道的距离，适合谁、优缺点与外国人选择。
- [士姑来 Skudai · Sutera · Perling：买房地区指南](https://johorbahrupropertyforu.com/zh/areas/skudai-sutera/): UTM、南方大学学院所在；Sutera、Mutiara Rini、Perling 是成熟华人住宅区，价格较友善。 到 CIQ、RTS 与第二通道的距离，适合谁、优缺点与外国人选择。
- [丹加湾 Danga Bay：买房地区指南](https://johorbahrupropertyforu.com/zh/areas/danga-bay/): 海滨高楼公寓集中，经滨海大道去关卡较快；海景好，但供应多、出租竞争大。 到 CIQ、RTS 与第二通道的距离，适合谁、优缺点与外国人选择。
- [Horizon Hills · Eco Botanic · Gelang Patah：买房地区指南](https://johorbahrupropertyforu.com/zh/areas/horizon-hills-eco-botanic/): 有门禁的有地社区（高尔夫、公园），近第二通道与国际学校；适合要空间的家庭。 到 CIQ、RTS 与第二通道的距离，适合谁、优缺点与外国人选择。
- [古来 Kulai · Indahpura · Senai：买房地区指南](https://johorbahrupropertyforu.com/zh/areas/kulai-indahpura-senai/): 华人小镇氛围、价格友善，近士乃机场与宽柔古来分校；离新加坡较远。 到 CIQ、RTS 与第二通道的距离，适合谁、优缺点与外国人选择。
- [森林城市 Forest City：买房地区指南](https://johorbahrupropertyforu.com/zh/areas/forest-city/): 人工岛大型项目，特别金融区与 SEZ MM2H；价格已大幅调整，但入住率与配套仍是主要风险。 到 CIQ、RTS 与第二通道的距离，适合谁、优缺点与外国人选择。

## 问答 (简体中文)
- [新山买房常见问答](https://johorbahrupropertyforu.com/zh/qa/): 新山买房最常被问的问题：外国人门槛、印花税、州政府批准、CPF、HDB、贷款、首购族、Bumi 单位、RPGT、出租税、地契、流程、学校与各地区。
- [买房术语表](https://johorbahrupropertyforu.com/zh/glossary/): 34 个马来西亚买房常用术语的中文解释与英文对照：SPA、MOT、VP、CCC、DLP、LAD、State Consent、Bumi lot、地契、RPGT、DSR、CCRIS 等。

## 工具 (简体中文)
- [买房成本 & 月供计算器](https://johorbahrupropertyforu.com/zh/tools/calculator/): 免费计算在新山买房要准备多少钱：马来西亚公民或外国人（新加坡人）的印花税、首购族豁免、律师费、8% SST、柔佛外国人征费、首期与每月供款（令吉 / 新币）。
- [RPGT 产业盈利税计算器](https://johorbahrupropertyforu.com/zh/tools/rpgt-calculator/): 免费计算在马来西亚卖房要付多少 RPGT：公民 / PR 与外国人税率、持有年限、可扣除费用，以及买家律师 3% / 7% 扣留款与估计退款。

## 动态 (简体中文)
- [市场动态](https://johorbahrupropertyforu.com/zh/news/): 影响新加坡人、外国人与马来西亚买家的新山房产政策、税务与交通动态，附官方或媒体来源。
- [财政预算案 2027：首购族印花税豁免扩大至 RM75万](https://johorbahrupropertyforu.com/zh/news/budget-2027-first-home-stamp-duty-rm750k/): 政府在财政预算案 2027 宣布：首购族购买 RM50万以下住宅继续全免印花税；RM75万以下的住宅，首 RM50万全免、余额享 50% 豁免，适用于 2027 年 1 月 1 日至 2030 年 12 月 31 日签署的 SPA。
- [RTS Link 预计 2027 年 2 月通车](https://johorbahrupropertyforu.com/zh/news/rts-link-expected-february-2027/): 连接新山武吉查卡与新加坡兀兰北的 RTS Link 客运服务，最新预计 2027 年 2 月开始，比原定 2026 年底约迟两个月；系统测试与试运行目标在 2026 年 12 月 31 日前完成。
- [国家银行维持 OPR 2.75%，下次议息 11 月 5 日](https://johorbahrupropertyforu.com/zh/news/opr-held-2-75-september-2026/): 马来西亚国家银行在 9 月会议维持隔夜政策利率（OPR）于 2.75%。下一次货币政策委员会会议定于 2026 年 11 月 5 日。
- [外国人购买住宅印花税 2026 年起调整为固定 8%](https://johorbahrupropertyforu.com/zh/news/foreigner-stamp-duty-8-percent-2026/): 根据 2025 年财政法案的修订，自 2026 年 1 月 1 日起，外国人（不包括马来西亚永久居民）购买住宅产业的产权转让印花税为固定 8%，之前为 4%。商业产业维持 4%。
- [柔佛外国人购房征费调高至 3%（最低 RM30,000）](https://johorbahrupropertyforu.com/zh/news/johor-foreign-levy-3-percent/): 据报道，柔佛自 2025 年 7 月 1 日起把外国人购房征费从 2%（最低 RM20,000）调高至 3%（最低 RM30,000），在截止日前签约并按时提交文件的交易可沿用旧费率。
- [马新签署柔佛–新加坡经济特区（JS-SEZ）协议](https://johorbahrupropertyforu.com/zh/news/js-sez-agreement-signed/): JS-SEZ 协议在第 11 届马新领导人年度会议上交换，由安华与黄循财见证。特区目标是首 5 年 50 个项目、创造 2 万个技术职位；马来西亚其后公布合格知识型员工 15% 个人所得税等优惠。